Liability InsuranceWorker’s CompensationCommercial PropertiesCommercial AutoFarm InsuranceBonding ServicesAviation InsuranceAccident Coverage
Liability
Liability insurance, what a broad term! Are you a contractor, manufacturer, attorney, restaurant owner, daycare provider, computer tech, owner of a health center, event coordinator, etc? Did you know there are several types of liability insurance and we can offer all of them. Being a business owner and/or a professional involves risk. Liability insurance is a great way to minimize financial loss for your business if you cause injury to others, damage other’s property, or find yourself in a lawsuit. Let the professionals at Protective Insurance assist you in providing the proper type of liability insurance to fit your needs.
- General
- Directors & Officers
- Errors & Omissions
- Professional
- Cyber
- Garage
- Liquor
- Employment Practices
- Excess
- Special Events
Worker’s Compensation
Protective Insurance has the ability to offer workers’ compensation to all types of businesses. This mandatory coverage provides an employer peace of mind knowing that their employees’ are covered in the case of injury or illness caused by employment. We have the ability to shop your workers’ compensation insurance policy with many carriers offering you competitive prices and a dedicated team to service your needs.
- High Emod
Property Coverage
Commercial Property is an important part of your business. What would you do if you lost your property and/or equipment in a fire or had it stolen? Would you be able to continue to do business without losing revenue? A commercial property insurance policy can cover loss of income and extra expenses due to these types of losses. This type of policy can also cover employee dishonesty, course of construction risks, and property of others. Come talk to the professionals at Protective Insurance Agency to ensure that your business continues to have an opportunity to succeed and grow!
- Builders Risk
- Vacant
- Lessors Risk
- Commercial Building
- Equipment
- Flood
- Earthquake
Commercial Auto
Do you have proper coverage for your business auto? Selecting coverage that meets your needs is vital to protecting your business and its assets. There are times in which a commercial auto coverage is more cost effective and offers broader coverage than a personal auto insurance policy. Contact one of the specialists at Protective Insurance Agency. They each have over 10 years of experience assisting clients in choosing the best auto insurance plan for their business.
- Trucking
- Delivery
- Contractors
- Towing
- Cargo
- Hired & Non-owner
Farm Insurance
Farm insurance can be a complex bridge between personal and commercial insurance. We can cover everything on your farm from your home, livestock, grain, silage, farm equipment, farmland, guns, jewelry, atvs, autos, etc. Our agents take the time to make sure a thorough review of your assets is done to make sure you have the proper coverage.
- Hobby
- Dairy
- Boarding
- Hunting
Bonding
Don’t know what a bond is or where to start to get one? Protective Insurance has the ability to issue all types of bonds. There are two main types, a surety bond and a fidelity bond. A surety bond is required by a third party and protects the third party from financial loss. A fidelity bond helps protect your business assets. Allow Protective Insurance to be your expert when it comes time to get a bond.
- Notary
- Payment & Performance
- Construction
- ERISA
- Encroachment
- Liquor
- Surety
- Right of Way
- Motor Vehicle Dealer
- Miscellaneous
Aviation Insurance
Protective Insurance Agency has the ability to offer all types of aviation insurance including hull, liability, medical, and hangar. Whether you own an aircraft or rent an aircraft allow us to tailor an aviation policy for your needs. We can even offer coverage for drones and UAs. Fly feeling safe and secure.
- Airplanes
- Jets
- Drones
- Rental
Accident Coverage
Accident insurance helps pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This type of insurance can protect you in a wide range of situations. If you are a daycare provider accident insurance can cover children if they are injured during the time you have them in your care. If you are running a special event and want to be properly covered this product can protect against medical expenses if someone has an accident while attending your event.
- Daycares
- Gym/Fitness Centers
- Head Starts
- Special Events
Want to Know Your Options?
Request a quote and an agent will reach out typically the next business day with a no pressure consultation.
Just a friendly reminder we are putting together a golf tournament fundraiser in memory of Jon Museus, our founder. ![]()
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All proceeds will be donated to OPTIONS for Independence, a local nonprofit organization. OPTIONS has an immediate need for a storage building on their premises and we would like to help them raise enough funds to help build it! They currently have their equipment (hospital beds, walkers, wheelchairs, etc.) offsite at a location that does not have power so they cannot easily test equipment to make sure it is working properly before lending it to folks in need.![]()
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We are reaching out to see if you want to be a part of this exciting event. We are looking for golf foursomes, raffle prizes and donations. We really appreciate you and hope you can join us in this great cause. See flyer information below for donations and please message us here or call the office at 435-753-3335 if you have any questions. 😁